- Learn About SI
- About IASI
- About CBSI
- Join or Renew
- IASI Schools
- Continuing Education
- Member Center
Your Interests Come First
We are happy to announce that Professional Plus members of the International Association of Structural Integrators (IASI) can now receive professional liability insurance with a Professional Plus IASI membership. The Professional Plus membership is for those located and those who reside in the US only. We know how important this benefit is to you, and because of IASI’s membership in the Federation of Therapeutic Massage, Bodywork, and Somatic Practice Organizations, this high-quality coverage is now available to you at a great price. When time comes to renew your policy, all you have to do is renew with IASI as a Professional Plus member and we do the rest.
Having professional liability insurance coverage as part of your membership gives you the peace of mind that you’ll be protected in your day-to-day practice. With your individual coverage, your interests are protected if you’re named in a covered lawsuit, and your coverage will travel with you as long as you’re practicing within the scope of your license and in accordance with IASI's modalities not otherwise excluded.
How IASI Processes Your Insurance
IASI sends a spreadsheet of our Professional Plus members who signed up within the last 30 days every month (mid-month) to the insurance company (HPSO). When the insurance company confirms our members, a notice of insurance will be sent to the member. Be sure to have accurate mailing address, e-mail and phone number when submitting your renewal or new membership form. Below is additional information about your coverage. If you have any questions about your current insurance you can call HPSO membership line 1-866-461-1227.
Broad Protection and Occurrence Coverage
Because this is an occurrence policy, you’re protected regardless of when a claim is made, as long as your membership and this insurance was in place at the time of the covered incident. You can work confidently, knowing you’re protected by one of the broadest professional liability insurance programs in the industry.
Admitted Policy – backed by the State Insurance Department Guaranty Fund
This professional liability policy is offered on an Admitted policy and is backed by the state guarantee fund. To our knowledge, we are the only program backed by an Admitted insurance policy. Others utilize a non-admitted/surplus lines carrier which does not offer this additional protection. The coverage offered by the guaranty fund is unique to each state.
Benefits at a Glance
Professional Liability Coverage
Solid professional liability insurance coverage is the only protection you have against the potential devastating effects of a lawsuit. With your professional liability insurance, you get coverage of up to $2,000,000 per claim, up to $6,000,000 annual aggregate* to satisfy judgments against you for covered claims of malpractice.
*Subject to the master policy aggregate
License Protection Coverage
Protecting your license or certification to practice is critical to your livelihood as a healthcare practitioner. If a client complains about you to the Licensing Board or to your state’s accrediting body, it can result in a hearing or a trial. Your insurance coverage provides reimbursement for covered disciplinary charges, attorney fees, travel and other expenses, up to the applicable limits of liability.
Defense Experience on Your Side
If you’re named in a malpractice lawsuit for a covered claim, you’ll want to notify HPSO immediately. HPSO will gather the initial data and will contact our insurance carrier, CNA, right away. CNA will then begin the process of managing and defending this claim. Be assured that all legal fees for covered claims are paid – win or lose.
Instructors are eligible for coverage with this group Professional Liability Insurance Program. Subject to policy conditions, insurance coverage is available for allegations of bodily injury arising during the instruction of the modality or activity associated with the IASI such as in a class demonstration. Coverage is also available if a lawsuit alleges that, because of improper training by an insured practitioner of IASI, a student or former student went on to injure a client.
Estheticians and Yoga Instructors:
If you are an insured member of IASI who is also an esthetician or a yoga instructor, coverage for those practices is available in your group professional and general liability policy.
In addition to your professional liability and license protection coverage, subject to the limits specified, your insurance coverage also includes:
*Assault coverage not available in Texas.
This material is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions and exclusions. Please contact member line for Healthcare Provider Service Organization at 866-461-1227 directly for more information.
Additional Insured Coverage
Since many facility owners or landlords ask that you show proof of insurance coverage, your general liability coverage is extended when contracts require you to add the owner or landlord as an additional insured. Please read your contract carefully to be certain that you’re required to add additional insureds. Your employees may not be named as additional insureds, but they can obtain their own coverage by becoming insured members of IASI. Also, your business name should not be listed on the Additional Insured form, but it can be listed on your Certificate of Insurance form. Please call Healthcare Providers Service Organization (HPSO) toll-free at 1-888-253-1474 if you’re required to show proof of insurance coverage to a facility owner or landlord.
To Report a Claim
Contact HPSO just as soon as you’re aware of a potential claim. The information can be phoned into 1-888-253-1474. HPSO will confirm with your association that your membership and the policy were in effect on the alleged date of loss. It is also required that you submit proof of your license or a document showing you are adhering to the regulatory standards of practice in your state. If proof of licensure or adherence is not provided, the processing of your incident report will be delayed. You can fax your proof of licensure: 1-847-953-2550. HPSO will send your incident report to CNA within 24 hours to ensure your potential claim gets handled as quickly as possible.
This Program is Backed by the Financial Strength of CNA – An Industry Leader!
CNA has been an insurance leader for over 100 years and offers strong financial security to insured members. CNA’s financial resources and operating performance have resulted in an “A” rating from A.M. Best, the nation’s leading independent insurance analyst. CNA is committed to the well-being of the healthcare industry. For almost 40 years, CNA is the only multi-line stock insurance company to stay on A.M. Best’s list of the Top 10 medical malpractice insurance carriers.
Coverage is afforded through the AMTA Master Policy to the Enrolled Member of The Federation of Therapeutic Massage, Bodywork, & Somatic Practice Organization. The AMTA Professional Liability Insurance Program is administered by: Healthcare Providers Service Organization (HPSO), a division of Affinity Insurance Services, Inc. AMTA Insurance Plans • 159 E. County Line Road l Hatboro, PA 19040-1218 • Phone: 1-888-253-1474 • Fax: 1-847-953-2550
This coverage is extended to you through the AMTA Master Policy. This material is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions, and exclusions. Please contact HPSO at 1-888-253-1474 directly for more information.
Healthcare Providers Service Organization is a division of Affinity Insurance Services, Inc.; in CA (License #0795465), MN and OK, AIS Affinity Insurance Agency, Inc.; and NY, AIS Affinity Insurance Agency.
This program is underwritten by American Casualty Company of Reading, Pennsylvania, a CNA company, and is offered through the Healthcare Providers Service Organization Purchasing Group. Coverages, rates and limits may differ or may not be available in all states. All products and services are subject to change without notice. This material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the products and services offered. Only the policy can provide the actual terms, coverages, amounts, conditions, and exclusions. CNA is a registered trademark of CNA Financial Corporation. Copyright © 2013 CNA. All rights reserved.